Original image

Texture painted in Photosho9p with Dry Brush

I started with this flower image and a fairly plain background.  I dragged the texture layer on top of it and changed the blending mode to soft light. Using a mask I was able to lessen the effect on the flower itself. The I added an empty layer on top using the Color blending mode and filled it with a light pinkish color. This tints the layer beneath without changing it.  Added some text.. and voila… nice card!

Final image