I love using gold lettering around the holidays.  If you are familiar with Photoshop layers, give this a try.  Otherwise it might be more difficult, but you can do it!!

I used the font Blacksword for this card, but use whatever you want. The effect will be more pronounced on thicker font styles.

Type your words using the Text tool. Photoshop will make its own layer for the text.

Double click on the T in the text layer and choose a warm orange color. You can change this later.

Now click on the Text layer outside the “T” box to get Layer Styles.  Click on Bevel and Emboss. Be sure to click on that option to get all the adjustments.

Depth – 225

Size 8

Gloss Contour – use 2nd option on the 2nd row – Ring Contour

And there you go!